New York real estate licensing study guide
Aligned to New York DOS salesperson exam guidance and 77-hour curriculum reviewed June 2026
601 practice questions
114 flashcards
Completely free

New York Real Estate Salesperson Exam Prep

Practice New York license law, agency, legal issues, contracts, finance, land use, construction and environmental issues, valuation, fair housing, math, municipal agencies, taxes, condos/co-ops, commercial property, mortgage brokerage, and property management with 601 original questions.

601 original questions
Official-outline mapped
77-question mocks

Most popular

Start with free practice questions

Jump into a mixed set drawn from 601 free practice questions.

Free Practice Questions

Exam structure

Know the split before you start drilling

License Law and Regulations

3 items

3 scored + 0 pretest

Law of Agency

11 items

11 scored + 0 pretest

Legal Issues

10 items

10 scored + 0 pretest

The Contract of Sales and Leases

3 items

3 scored + 0 pretest

Real Estate Finance

5 items

5 scored + 0 pretest

Land Use Regulations

3 items

3 scored + 0 pretest

Construction and Environmental Issues

5 items

5 scored + 0 pretest

Valuation Process and Pricing Properties

3 items

3 scored + 0 pretest

Human Rights and Fair Housing

6 items

6 scored + 0 pretest

Real Estate Mathematics

1 items

1 scored + 0 pretest

Municipal Agencies

2 items

2 scored + 0 pretest

Property Insurance

1 items

1 scored + 0 pretest

Licensee Safety

1 items

1 scored + 0 pretest

Taxes and Assessments

3 items

3 scored + 0 pretest

Condominiums and Cooperatives

4 items

4 scored + 0 pretest

Commercial and Investment Properties

10 items

10 scored + 0 pretest

Income Tax Issues in Real Estate Transactions

3 items

3 scored + 0 pretest

Mortgage Brokerage

1 items

1 scored + 0 pretest

Property Management

2 items

2 scored + 0 pretest

Official exam basis

77-hour curriculum

NY DOS says the written exam is multiple choice and based on the 77-hour pre-licensing curriculum.

Time allowed

1.5 hours

NY DOS gives applicants one and a half hours after instructions conclude.

Curriculum subjects

19 subjects

The curriculum lists 19 subjects totaling 77 hours plus a 3-hour examination.

Largest subjects

Agency + legal/commercial

Law of Agency is 11 hours; Legal Issues and Commercial and Investment Properties are each 10 hours.

Practice bank

601 questions

The bank expands the public curriculum into original drills and explanations.

Scheduling

eAccessNY

NY DOS directs applicants to schedule and view results through an eAccessNY account.

Start here

How to study for the New York salesperson exam

Use this sequence for the cleanest New York salesperson review.

1

1. Master agency and license law

Learn DOS licensing rules, sponsoring broker control, agency disclosure, fiduciary duties, advertising, escrow, and discipline before moving into general property rules.

2

2. Build the legal and transaction spine

Work legal issues, contracts, title, finance, fair housing, and municipal land-use rules together because many exam items combine them.

3

3. Finish with math, valuation, taxes, and commercial property

Use formula-first drills for commissions, acreage, points, prorations, cap rates, tax items, and investment-property vocabulary.

About the exam

NY Real Estate Salesperson Exam structure

New York Real Estate Salesperson prep with 601 original practice questions, 77-hour curriculum-weighted mocks, flashcards, and topic recovery.

Issuer and path

New York Real Estate Salesperson Exam Prep is administered through New York Department of State. Check official resources before booking, retesting, or relying on a stale requirement.

License Law and Regulations

3 items

3 scored + 0 pretest

Article 12-A, Department of State authority, licensing categories, education, renewals, broker supervision, advertising, escrow, exemptions, and discipline.

Law of Agency

11 items

11 scored + 0 pretest

Agency relationships, fiduciary duties, disclosure, client and customer status, broker supervision, compensation, independent contractor status, and termination.

Legal Issues

10 items

10 scored + 0 pretest

Estates, interests, liens, easements, deeds, conveyance, title, closing costs, recording, ownership forms, and notice.

The Contract of Sales and Leases

3 items

3 scored + 0 pretest

Leasehold estates, contract essentials, statute of frauds, contract preparation, contingencies, offers, counteroffers, and attorney review concepts.

Real Estate Finance

5 items

5 scored + 0 pretest

Mortgages, notes, PITI, foreclosure, loan types, government-backed lending, secondary markets, Regulation Z, RESPA, TRID, and lending vocabulary.

Land Use Regulations

3 items

3 scored + 0 pretest

Zoning, variances, police power, subdivision controls, private restrictions, SEQRA awareness, and public land-use regulation.

Construction and Environmental Issues

5 items

5 scored + 0 pretest

Construction vocabulary, building permits, certificates of occupancy, site requirements, wells, septic, asbestos, lead, radon, mold, and environmental assessments.

Valuation Process and Pricing Properties

3 items

3 scored + 0 pretest

Market value, comparative market analysis, sales comparison, cost approach, income approach, depreciation, capitalization, and pricing strategy.

Human Rights and Fair Housing

6 items

6 scored + 0 pretest

Federal, state, and local fair housing duties, protected classes, advertising, steering, blockbusting, redlining, reasonable accommodation, and enforcement.

Real Estate Mathematics

1 items

1 scored + 0 pretest

Commissions, percentages, interest, points, area, acreage, mortgage qualifying, transfer tax, mortgage recording tax, real property tax, and prorations.

Municipal Agencies

2 items

2 scored + 0 pretest

Planning boards, zoning boards of appeals, building departments, tax assessors, conservation boards, health departments, and municipal approval roles.

Property Insurance

1 items

1 scored + 0 pretest

Property insurance purpose, policy types, replacement cost, actual cash value, liability coverage, escrow, binder timing, and transaction risk.

Licensee Safety

1 items

1 scored + 0 pretest

Office safety, showings, open houses, road safety, cybersecurity, client information, liability, incident follow-up, and office policy.

Taxes and Assessments

3 items

3 scored + 0 pretest

Ad valorem taxes, assessed value, equalization, special assessments, exemptions, grievance process, assessment review, and tax liens.

Condominiums and Cooperatives

4 items

4 scored + 0 pretest

Condominium ownership, common elements, offering plans, sponsor role, co-op shares, proprietary leases, recognition agreements, maintenance, and boards.

Commercial and Investment Properties

10 items

10 scored + 0 pretest

Investment characteristics, commercial property types, leases, net operating income, capitalization, leverage, risk, usable and rentable area, and tax shelter vocabulary.

Income Tax Issues in Real Estate Transactions

3 items

3 scored + 0 pretest

Primary residence treatment, capital gains, deductions, depreciation, recapture, passive activity, tax-deferred exchange, cash flow, and debt service.

Mortgage Brokerage

1 items

1 scored + 0 pretest

Mortgage broker role, mortgage banker distinction, dual agency disclosure, preapproval, prequalification, commitment, rate locks, rebates, and underwriting.

Property Management

2 items

2 scored + 0 pretest

Property manager functions, rent setting, tenant screening, maintenance, risk management, management agreements, landlord-tenant duties, and fair housing.

Before you schedule

Confirm your 77-hour course completion, eAccessNY account, current government-issued photo ID, printed scheduling summary, testing-location rules, fee, and any special testing arrangement needs before exam day.

Official Outline Coverage Map

Coverage is mapped to official outline item counts so content depth can be checked without hard-coding a single exam.

Official outline
TopicOfficial outline itemsYour questionsYour flashcardsConfidence
License Law and Regulations3246
Priority
Law of Agency11866
Priority
Legal Issues10786
Priority
The Contract of Sales and Leases3236
Priority
Real Estate Finance5396
Priority
Land Use Regulations3236
Good
Construction and Environmental Issues5396
Good
Valuation Process and Pricing Properties3236
Good
Human Rights and Fair Housing6476
Priority
Real Estate Mathematics186
Good
Municipal Agencies2166
Good
Property Insurance186
Good
Licensee Safety186
Good
Taxes and Assessments3236
Good
Condominiums and Cooperatives4316
Good
Commercial and Investment Properties10786
Priority
Income Tax Issues in Real Estate Transactions3236
Good
Mortgage Brokerage186
Good
Property Management2166
Good

How to use this guide

How to study for the New York salesperson exam

Use the 77-hour curriculum as the map: anchor license law and agency first, then build legal issues, contracts, finance, fair housing, valuation, math, municipal rules, taxes, condo/co-op concepts, commercial investment, mortgage brokerage, and property management.

1. Identify the curriculum subject

Decide whether the item is license law, agency, legal issues, contracts, finance, land use, environmental issues, valuation, fair housing, math, taxes, condos/co-ops, commercial property, mortgage brokerage, or management.

2. Name the parties and duties

Separate broker, salesperson, client, customer, buyer, seller, landlord, tenant, lender, municipality, and regulator before choosing the rule.

3. Protect disclosure, writing, and funds

When money, advertising, agency, fair housing, material facts, or contracts appear, choose the consumer-protection and documentation answer.

4. Use formula-first math

For commissions, points, acreage, taxes, prorations, mortgages, NOI, and cap rate, write the formula and unit conversion before calculating.

License Law and Regulations
License Law

License Law and Regulations

License law questions test Article 12-A, DOS authority, licensure categories, broker supervision, advertisements, escrow, exemptions, and discipline.

Key rules

Rule 1

License Law and Regulations questions reward the answer that follows the official source, the professional role, and the stated facts.

Exam cue: Identify the candidate role, client or public risk, source rule, calculation, or process step being tested.

Rule 2

The strongest answer identifies the rule, safety concern, ethical duty, calculation, client factor, or process step before acting.

Exam cue: Check whether the fact pattern is using a national standard, jurisdiction rule, handbook policy, or scenario-specific instruction.

Rule 3

Eliminate answers that ignore requirements, skip documentation, overreach the role, or treat convenience as the standard.

Exam cue: Choose the compliant and professionally scoped answer before the convenient or familiar answer.

Common traps

Treating related standards as interchangeable without checking the source.

Prevention: Avoid answers that rely only on habit, ignore the stated source, skip safety or compliance steps, or choose convenience over the professional standard.

Skipping screening, documentation, authorization, sanitation, recordkeeping, or other required procedure.

Prevention: Avoid answers that rely only on habit, ignore the stated source, skip safety or compliance steps, or choose convenience over the professional standard.

Choosing an answer that protects convenience instead of client safety, public protection, or the stated professional duty.

Prevention: Avoid answers that rely only on habit, ignore the stated source, skip safety or compliance steps, or choose convenience over the professional standard.

Memory anchors

Article 12-A

Article 12-A is the New York licensing law foundation for real estate brokers and salespersons.

DOS Authority

The Department of State administers licensing, exams, renewals, records, and discipline.

Broker Supervision

A New York salesperson works under a sponsoring broker's supervision and authority.

Advertising Identity

Real estate advertising must identify the licensed business and avoid misleading claims.

Escrow Handling

Money held for others must be handled carefully and not commingled with operating funds.

Unlicensed Assistant

Unlicensed assistants may perform limited support tasks but may not negotiate licensed activity.

Next best moves

Quick check-up

Use a short quiz to confirm the rule pattern is actually sticking.

Check-up Questions

1-2 question checkpoint

A New York salesperson's association with the sponsoring broker ends on Tuesday. May the salesperson show property for a different firm on Wednesday before the new association is registered?

A salesperson receives a closing bonus check directly from a seller. What should the salesperson do?

Answer all questions to submit.

Next step personalized recommendations

Open another topic next

Official resources

Verify the details with the official sources

Use these links for eligibility, scheduling, handbook rules, and issuer updates. Our guide helps you study; official sources tell you what the testing partner currently requires.

FAQ

Common NY Real Estate Salesperson questions

Is this the official New York real estate exam?

No. These are original practice questions aligned to New York DOS public exam guidance and the 77-hour curriculum. They are not copied from secure exam material.

What is the New York salesperson exam based on?

NY DOS says the written exam is multiple choice and based on the 77-hour pre-licensing curriculum.

How much time do candidates get?

NY DOS says applicants are allowed one and a half hours after the exam instructions conclude.

Which New York topics should I study first?

Start with Law of Agency, Legal Issues, Commercial and Investment Properties, Human Rights and Fair Housing, Finance, and Construction and Environmental Issues because those subjects carry the largest curriculum weights.

How should I use the 601 questions?

Use topic drills for weak curriculum subjects, math drills for formulas and prorations, then use the 77-question curriculum-weighted mock to check readiness.

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