About the exam
IIBF DRA Exam structure
India-focused IIBF Debt Recovery Agent prep with 601 high-fidelity scenario questions, bilingual English/Hindi practice, 108 flashcards, DRA certification workflow, banking basics, deposits, KYC, AML, lending, credit score, loan documents, securities, NPA recognition, SARFAESI, DRT, Lok Adalat, IBC, fair practices, borrower rights, ombudsman awareness, NBFC recovery, soft skills and recovery strategy.
Issuer and path
IIBF Debt Recovery Agent Exam Prep is administered through Indian Institute of Banking and Finance. Check official resources before booking, retesting, or relying on a stale requirement.
DRA Certification and Banking Basics
25 scored + 0 pretest
DRA certification process, training, eligibility, exam rules, Indian banking system, bank functions, customer types, deposits, KYC, AML, cheques and banker-customer relationship.
Credit Products and Legal Recovery
35 scored + 0 pretest
Cards, lending principles, credit score, loans and advances, priority sector, MUDRA, CGTMSE, securities, charges, documentation, NPA, SARFAESI, DRT, Lok Adalat, suits and IBC.
Recovery Conduct and Soft Skills
30 scored + 0 pretest
Collection operations, customer meeting etiquette, anger management, DRA role, borrower rights, debt recovery policy, code of conduct, recovery strategy, credit counselling and fair practices.
NBFCs, Ombudsman and Exam Readiness
10 scored + 0 pretest
NBFC types and framework, NBFC loan products, NBFC fair practices, Integrated Banking Ombudsman awareness, current-development cutoffs, attempt limits and exam strategy.
Before you register
Confirm accredited training completion, 100/50-hour path, education and age proof, medium, bank/NBFC due diligence, exam date, registration period, fee, attempt status and certificate download process.
How to use this guide
How to study for IIBF DRA
Treat every item as a regulated recovery interaction: connect banking product, borrower record, security, repayment history, recovery law, DRA code of conduct, communication style and complaint escalation.
Verify the file
Confirm borrower, loan, overdue, NPA status, documents, security, training and bank authority.
Apply the right channel
Use counselling, repayment plan, settlement, SARFAESI, DRT, Lok Adalat or IBC only within authority.
Protect conduct
Maintain privacy, no harassment, payment evidence, complaint escalation and professional communication.
DRA Training, Eligibility and Exam Rules
Exam-rule items test accredited training, 100/50-hour path, education and age proof, TCC, online objective test, 50/100 pass rule, three attempts, nine-month limit and certificate workflow.
Key rules
Rule 1
DRA Training, Eligibility and Exam Rules questions reward reading the official India source, role boundary, and stated facts together.
Exam cue: Identify the regulator, role, resident or client fact, document, and timing cue.
Rule 2
The strongest answer identifies the rule, resident or client risk, disclosure, calculation, document, or workflow step before acting.
Exam cue: Check whether the question asks about the certification exam, renewal/CPE, field workflow, or compliance decision.
Rule 3
Eliminate answers that skip India-specific requirements or put convenience above compliance.
Exam cue: Choose the official-process answer before the familiar shortcut.
Study it this way
India exam focus
DRA Training, Eligibility and Exam Rules
Exam-rule items test accredited training, 100/50-hour path, education and age proof, TCC, online objective test, 50/100 pass rule, three attempts, nine-month limit and certificate workflow.
Common traps
Using a US-style exam assumption and ignoring the Indian regulator.
Prevention: Avoid answers that ignore the India-specific rule, official document, disclosure, consent, KYC, privacy, or renewal context.
Skipping a document, disclosure, consent, KYC, PAN, Aadhaar data, or official portal step.
Prevention: Avoid answers that ignore the India-specific rule, official document, disclosure, consent, KYC, privacy, or renewal context.
Making advice, update, enrolment, or service promises outside the role boundary.
Prevention: Avoid answers that ignore the India-specific rule, official document, disclosure, consent, KYC, privacy, or renewal context.
Memory anchors
100/50 Hours
DRA training is 100 hours for candidates up to graduation and 50 hours for graduates and above.
Training Completion
A Training Completion Certificate should exist before the candidate applies for the IIBF exam.
50/100 Pass
The public DRA rules state minimum passing marks as 50 out of 100.
Three Attempts
Candidates must pass within three attempts in nine months from training completion.
Current Instructions
Exam date, fee, registration and medium should be checked on the current IIBF page.
DRA Training, Eligibility and Exam Rules: first read
Exam-rule items test accredited training, 100/50-hour path, education and age proof, TCC, online objective test, 50/100 pass rule, three attempts, nine-month limit and certificate workflow. First read the official source, role boundary, and stated facts together.
DRA Training, Eligibility and Exam Rules: shortcut trap
In DRA Certification and Banking Basics, eliminate the fastest-looking answer if it skips a document, disclosure, consent, calculation, quality check, or audit trail.
DRA Training, Eligibility and Exam Rules: exam-safe action
The exam-safe answer keeps user protection, the current India rule, a traceable record, and role-appropriate escalation together.
DRA Training, Eligibility and Exam Rules: review cue
For IIBF DRA review, ask whether the answer follows the official workflow and can be defended later in an audit.
Next best moves
Quick check-up
Use a short quiz to confirm the rule pattern is actually sticking.
Check-up Questions
What is the central purpose of IIBF's DRA course?
Who falls within the intended DRA training audience?
Answer all questions to submit.
Next step personalized recommendations
Open another topic next
Official resources
Verify the details with the official sources
Use these links for eligibility, scheduling, handbook rules, and issuer updates. Our guide helps you study; official sources tell you what the testing partner currently requires.
IIBF DRA exam page
IIBF page for Debt Recovery Agent schedule, fees, rules and syllabus, study materials and centres.
IIBF DRA Rules & Syllabus PDF
Public IIBF DRA rules covering mandatory training, eligibility, passing criteria and syllabus modules.
IIBF DRA FAQ
IIBF FAQ explaining DRA training goals, certification process and recovery-agent knowledge areas.
FAQ
Common IIBF DRA questions
Is this the official IIBF DRA exam?
No. It is original practice aligned to public IIBF DRA rules, syllabus and recovery workflow. It does not reproduce secure exam questions.
Why include legal recovery and soft-skill cases together?
The DRA syllabus combines banking and loan knowledge with SARFAESI, DRT, Lok Adalat, IBC, recovery procedure, code of conduct, borrower rights, fair practices and interpersonal behaviour.
What should I verify before registration?
Verify training completion, education and age documents, medium, exam schedule, registration window, fee, attempt limit, pass rules, certificate workflow and current IIBF instructions.